/* Terrier-Wissen - custom editorial template. No third-party framework. */
:root{--ink:#174777;--text:#293d51;--muted:#536a80;--red:#b4422e;--paper:#fff;--sage:#edf4fd;--line:#dce5ef;--white:#fff;--warm:#fff1d7;--radius:20px;--head:100px;--navy:#193e75;--blue:#216293;--orange:#eb6246;--yellow:#ffcf68}
html{scroll-padding-top:128px}body{background:#fff;font-family:Arial,Helvetica,sans-serif;font-size:17px;line-height:1.78}.wrap{width:min(1280px,calc(100% - 88px))}h1,h2,h3,h4{font-family:Arial,Helvetica,sans-serif;font-weight:800;letter-spacing:-.035em}h2{line-height:1.13}a{transition:color .16s,background-color .16s,box-shadow .16s}button,input,select,textarea{border-radius:10px}.site-header{background:var(--navy);height:var(--head);border-bottom:1px solid #ffffff24;box-shadow:none;z-index:40}.header-inner{gap:36px}.brand{display:block;flex:none}.brand img{display:block;width:260px;height:auto}.main-nav{gap:28px}.main-nav a{color:#fff;text-decoration:none;font-size:14px;font-weight:600}.main-nav a:not(.nav-button){border-bottom:2px solid transparent;padding:10px 0}.main-nav a:hover,.main-nav .nav-current{border-bottom-color:var(--yellow)}.main-nav .nav-button{border:0;border-radius:99px;padding:13px 22px;background:var(--orange);color:#fff;box-shadow:none;min-height:48px}.main-nav .nav-button:hover{background:#cc4932}.reading-progress{top:calc(var(--head) - 3px);height:3px;background:var(--yellow);z-index:41}.site-menu-button{display:none;color:white;border:1px solid #ffffff60;background:transparent;border-radius:99px;padding:9px 15px;font-size:13px}.mobile-main-nav{background:var(--navy);padding:8px 24px 22px;box-shadow:0 10px 20px #12305520}.mobile-main-nav a{display:block;color:white;padding:11px 4px;text-decoration:none;border-bottom:1px solid #ffffff25;font-size:15px}.mobile-reading-bar{display:none}.button,.tool button.button{border-radius:99px;background:var(--orange);color:#fff;border:1px solid var(--orange);font-size:14px;font-weight:700;padding:14px 24px;box-shadow:none}.button:hover{background:#cc4932;border-color:#cc4932;color:#fff}.button.ghost{color:var(--ink);border-color:#c9d8e8;background:white}.button.ghost:hover{background:#eaf2fd}.button.light,.button.small.light{background:#fff;border-color:var(--line);color:var(--ink);border-radius:10px}.button.light:hover{background:#e7f0fd}.button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline-color:#c46715}
.terrier-hero{position:relative;overflow:hidden;background:linear-gradient(110deg,#193e75 0%,#1d5488 67%,#276592 100%);color:white;padding:0}.terrier-hero .hero-grid{position:relative;display:block;padding:30px 0 50px;min-height:650px}.hero-copy{position:relative;z-index:2;width:59%;max-width:730px}.breadcrumbs{display:flex;flex-wrap:wrap;gap:10px;color:#dceafb;font-size:11px;margin-bottom:32px}.breadcrumbs a{color:#dceafb;text-decoration:none}.breadcrumbs a:hover{text-decoration:underline}.terrier-hero .eyebrow{color:#dceafb;font-size:11px;letter-spacing:.11em;margin-bottom:18px;display:flex;align-items:center;gap:9px}.edition-dot{width:8px;height:8px;background:var(--yellow);border-radius:50%;display:inline-block}.eyebrow-separator{opacity:.4}.terrier-hero h1{color:#fff;font-size:clamp(46px,4.6vw,68px);line-height:1.025;letter-spacing:-.045em;margin:0 0 24px}.terrier-hero h1 em{color:white;font-style:normal;position:relative;z-index:1;white-space:nowrap}.terrier-hero h1 em:after{content:'';position:absolute;left:0;right:0;height:7px;background:var(--orange);bottom:1px;z-index:-1;transform:rotate(-1deg)}.hero-year{color:var(--yellow)}.terrier-hero .lead{color:#e9f1fa;max-width:570px;font-size:18px;line-height:1.7;margin:0 0 25px}.hero-actions{display:flex;align-items:center;flex-wrap:wrap;gap:12px;margin:0 0 22px}.terrier-hero .hero-actions .button{padding:13px 22px}.terrier-hero .button.ghost{border:1px solid #ffffff65;background:#ffffff0d;color:#fff}.terrier-hero .button.ghost:hover{background:#ffffff20}.hero-meta{font-size:11px;color:#c4d7e9;margin:0;line-height:1.7}.hero-meta span{margin:0 8px}.hero-photo{position:absolute;inset:0 0 0 auto;width:52%;height:100%}.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:61% 38%;display:block}.hero-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#1c4f83 0%,#1b4f8388 17%,#193e7500 48%),linear-gradient(0deg,#12396345,#12396300 48%)}.hero-stamp{position:absolute;right:0;bottom:43px;z-index:3;display:flex;align-items:center;gap:10px;background:#fff8e5;border-radius:99px;padding:13px 28px 13px 14px;color:var(--ink);box-shadow:0 8px 30px #13305126;transform:rotate(-3deg)}.hero-stamp img{width:80px;height:73px;object-fit:contain;transform:rotate(3deg)}.hero-stamp span{display:block;font-weight:800;font-size:10px;letter-spacing:.11em}.hero-stamp strong{display:block;font-size:20px;letter-spacing:-.03em;color:var(--ink)}
.knowledge-strip{background:#f0f5ff;border-bottom:1px solid #dce5f0}.knowledge-strip>.wrap{display:flex;justify-content:space-between;align-items:center;gap:35px;padding:25px 0}.knowledge-strip p{margin:0;font-size:14px;line-height:1.55}.knowledge-strip p strong{display:block;font-size:16px}.knowledge-strip p span{font-size:12px;color:var(--muted)}.knowledge-strip .wrap>div{display:flex;align-items:center;gap:32px}.knowledge-strip .wrap>div>span{display:flex;align-items:center;gap:8px;font-size:12px;white-space:nowrap}.knowledge-strip .wrap>div strong{font-size:28px;color:var(--blue);line-height:1}
.hero-kpis{background:#fff;padding:55px 0 48px}.kpi-heading{margin-bottom:24px}.kpi-heading .eyebrow{font-size:11px;letter-spacing:.12em;color:var(--blue);margin-bottom:12px}.kpi-heading h2{font-size:36px;margin-bottom:12px}.kpi-heading>p:last-child{font-size:14px;color:var(--muted);margin:0}.hero-kpis .kpi-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;border:0}.hero-kpis .kpi{border:1px solid #dfe8f1;border-radius:16px;background:#f6f9fe;padding:23px 22px;margin:0;min-width:0;box-shadow:0 3px 10px #173c6803}.kpi strong{font-size:30px;font-weight:800;color:var(--blue);line-height:1.12;margin-bottom:14px;letter-spacing:-.04em}.kpi span{font-size:12px;line-height:1.6;color:#36516b}.kpi small{font-size:10px;line-height:1.6;color:var(--muted);margin-top:11px}.kpi:last-child{background:#fff4ec;border-color:#ffe2cf}.kpi:last-child strong{font-size:26px;color:#91412c}
.attention{background:#fff6e8;border-block:1px solid #f0dfc3;padding:27px 0}.attention-inner{gap:35px}.attention strong{font-size:22px;letter-spacing:-.025em;color:#543d2b}.attention p{font-size:14px;color:#715947;margin:6px 0 0}.attention a{flex:none;color:#844320;font-size:13px;font-weight:700;text-decoration:none;border-bottom:1px solid #c2936a;padding-bottom:4px}.quicktools{padding:60px 0 50px}.quicktools>.eyebrow{font-size:11px;color:var(--blue);letter-spacing:.14em;margin-bottom:12px}.quicktools h2{font-size:36px;margin-bottom:14px}.quicktools>p{max-width:760px}.mini-nav{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:27px 0 0}.mini-nav a{display:flex;align-items:center;gap:13px;padding:19px 18px;border-radius:12px;font-size:13px;border:1px solid #d9e4ef;background:#fff;min-width:0}.mini-nav a:last-child{grid-column:1/-1;background:#f2f6fd}.mini-nav a:hover{background:#edf4fc;border-color:#95b2d3;box-shadow:0 4px 12px #1747770b}.tool-index{font-size:10px;letter-spacing:.06em;color:#8097ad;border:1px solid #d9e4ef;border-radius:7px;padding:4px 7px}.tool-arrow{margin-left:auto;color:var(--orange);font-size:21px}
.reader-layout{grid-template-columns:244px minmax(0,1fr);gap:64px;padding:56px 0 30px;border-top:1px solid #dce5ef}.toc{top:124px;max-height:calc(100vh - 146px);padding:0 14px 15px 0}.toc-title{font-size:16px;letter-spacing:-.025em;font-weight:800;color:var(--ink);margin-bottom:18px}.toc input{border:1px solid var(--line);background:#f6f9fe;font-size:12px;padding:11px 12px;border-radius:9px}.toc nav{gap:2px}.toc nav a{font-size:11.5px;line-height:1.4;border-radius:6px;padding:9px 6px;color:#415d78;border-left:3px solid transparent}.toc nav a span{font-size:9px;color:#7891a8;margin-right:8px}.toc nav a[aria-current]{border-left-color:var(--orange);background:#eaf2fc;color:var(--ink);font-weight:700}.toc nav a[aria-current] span{color:var(--ink)}.toc-actions{gap:10px;margin-top:22px}.toc-actions .button{font-size:11px;padding:10px 12px}.toc-note{font-size:10px;line-height:1.8;color:#6a8095}.chapter{border-bottom:1px solid #dbe5ef;margin-bottom:58px;padding-bottom:58px;scroll-margin-top:128px}.chapter h2{font-size:clamp(30px,3.15vw,42px);line-height:1.15;max-width:850px}.chapter .subtitle{font-size:19px;line-height:1.65;color:#5a7085;margin-bottom:27px}.chapter p,.chapter li{font-size:16px;line-height:1.84}.chapter .chapter-no{font-size:10px;color:#3a6d99;letter-spacing:.15em;font-weight:800}.chapter-topline{margin-bottom:17px;gap:12px}.status{border-radius:99px;background:#eaf2fc;color:#345b82;border:1px solid #d9e5f2;font-size:9px;letter-spacing:.015em;padding:4px 10px}.status.future{background:#fff4dd;color:#80582a;border-color:#ead6ac}.table-scroll{border:1px solid #dce5ef;border-radius:12px;box-shadow:none;background:#fff}.table-scroll th{background:#174777;color:white;font-size:12px;font-weight:700;padding:17px 15px}.table-scroll td{font-size:13px;line-height:1.7;padding:18px 15px;border-color:#e1e9f2}.table-scroll tbody tr:nth-child(even){background:#f6f9fe}.table-scroll tbody tr:nth-child(odd){background:white}.refs a{color:#326594}.callout{border-radius:14px;border-left:4px solid #407bac;background:#eef5fd;padding:24px 27px}.callout>strong{font-size:21px;letter-spacing:-.025em}.callout p{font-size:14px}.callout.warning{background:#fff5e7;border-color:#dda157}.exception-grid{gap:14px}.exception-grid>div{border-radius:12px;background:#f6f9fd;border:1px solid #e0e8f1}.exception-grid h4{font-size:19px}.exception-grid p{font-size:14px}.population{border-radius:14px;background:#f0f5fc}.notice-example,.finance-facts{border-color:#dae6f2;padding:24px 0}.notice-example strong,.finance-facts strong{color:var(--blue)}.time-item>strong{color:#b24d30}.cases article{border:1px solid #dbe5ef;border-radius:14px;background:#f8fafe}.cases h3{font-size:24px}.case-result{background:#eaf2fc;border-radius:9px}.cases p{font-size:14px}.chapter details{border:1px solid #dce5ef;border-radius:10px;background:#f8faff;padding:0 22px;margin-bottom:10px}.chapter summary{font-size:16px;line-height:1.55;color:var(--ink);padding:19px 24px 19px 0}.chapter details[open]{background:#fff}.sources-list li{background:#f6f9fe;border:1px solid #e1e9f2;border-radius:11px}.sources-list a{font-size:14px}.sources-list li p{font-size:12px;line-height:1.7}
.family-visual{display:grid;grid-template-columns:1fr 1.12fr;gap:25px;padding:28px;background:#edf4fe;border-radius:20px;margin:28px 0 35px;align-items:center}.family-explainer .eyebrow{font-size:10px;letter-spacing:.1em;margin-bottom:12px;color:#3e6d94}.family-explainer h3{font-size:30px;margin:0 0 19px;line-height:1.14}.family-explainer p{font-size:14px;line-height:1.8}.text-link{font-size:13px;font-weight:700;line-height:1.6;color:var(--blue)}.receipt{background:white;border:1px solid #d7e3f1;border-radius:14px;padding:25px;box-shadow:0 12px 30px #254b7310;transform:none;max-width:none;margin:0}.receipt:after,.receipt:before{display:none}.receipt-head p{font-size:9px!important;letter-spacing:.08em;color:#51749b}.receipt-head h2{font-size:27px;margin:0 0 22px}.receipt-row{font-size:12px;padding:10px 0;gap:10px}.receipt-result{background:var(--navy);border:0;border-radius:10px;padding:18px;margin:18px 0;color:white}.receipt-result span{font-size:11px;line-height:1.5}.receipt-result strong{font-size:32px;color:#fff;white-space:nowrap}.receipt-year{font-size:12px!important;line-height:1.7!important;margin:0 0 16px}.receipt-year strong{font-size:18px}.receipt-foot{font-size:10px!important;line-height:1.7!important;margin:0}.receipt-foot a{font-size:10px}
.tool{background:#f3f7fd;border:1px solid #d1e0f0;border-top:5px solid var(--blue);border-radius:17px;padding:30px;margin:35px 0;box-shadow:0 8px 30px #173a6506;scroll-margin-top:128px}.tool .eyebrow{font-size:10px;letter-spacing:.12em;color:#4478a4}.tool h3{font-size:30px;margin:12px 0 17px;line-height:1.15}.tool .tool-intro{font-size:14px;color:#536d85;line-height:1.8}.tool fieldset{border:0}.tool legend{font-size:12px;text-transform:uppercase;letter-spacing:.07em;color:#416689;margin-bottom:15px}.field label{font-size:13px;font-weight:700;line-height:1.6}.field input,.field select,.field textarea{min-height:49px;border:1px solid #b7cbdf;border-radius:9px;background:#fff;color:#284561;padding:10px 12px;font-size:15px}.field small{font-size:11px;line-height:1.7;color:#657c92}.tool-actions{gap:10px;flex-wrap:wrap}.tool .tool-actions .button{font-size:12px;padding:12px 20px}.tool .tool-actions .button.ghost{background:white;border-color:#c9d8e8;color:var(--ink)}.tool-result{background:white;border:1px solid #cfdeef;border-radius:12px;padding:24px}.tool .result-grid strong{font-size:30px;color:var(--blue);letter-spacing:-.04em;line-height:1.15}.tool .result-grid span{font-size:11px;color:#526d86;line-height:1.6}.tool .result-note{font-size:12px;line-height:1.75;margin-top:18px;margin-bottom:0;color:#536d85}.tool-source{font-size:10px!important}.tool-error{color:#a2301d;font-size:12px}.letter-area textarea{background:white;border-radius:10px;line-height:1.7;font-size:14px}.tool .letter-area{margin-top:20px}
.ending{background:#edf4fd;padding:68px 0;color:var(--text)}.ending-grid{display:grid;grid-template-columns:1fr 1fr;gap:62px;align-items:center}.ending-photo{height:365px;border-radius:22px;overflow:hidden}.ending-photo img{display:block;width:100%;height:100%;object-fit:cover;object-position:center}.ending .eyebrow{color:#477ca6;font-size:11px;letter-spacing:.14em}.ending h2{color:var(--ink);font-size:45px;line-height:1.11;margin-bottom:22px}.ending p{color:#536b82;line-height:1.8;font-size:16px}.ending a.button{color:white}.ending a.text-link{color:var(--ink)}.ending .ending-note{font-size:11px;line-height:1.75;margin:0}.ending .hero-actions{margin-top:26px}.footer{background:#173b70;color:#d2e0ef;padding:44px 0 24px;font-size:12px}.footer-inner{display:grid;grid-template-columns:250px minmax(0,1fr) 170px;gap:45px;align-items:start}.footer-brand img{width:225px;height:auto;display:block}.footer-brand p{font-size:10px;margin-top:14px;color:#ccdae9}.footer p{color:#ceddeb;font-size:12px;line-height:1.8}.footer-links{display:grid;gap:9px;margin:0}.footer a{color:#f3f7ff;font-size:11px}.footer-description{max-width:520px}.footer-bottom{display:flex;justify-content:space-between;gap:24px;padding-top:25px;margin-top:30px;border-top:1px solid #ffffff25;color:#bacfe2;font-size:10px}.footer a:hover{color:var(--yellow)}
@media(min-width:1600px){.terrier-hero .hero-grid{min-height:670px}.terrier-hero h1{font-size:72px}.hero-photo{width:51%}.reader-layout{gap:75px}}
@media(max-width:1180px){.wrap{width:calc(100% - 56px)}.brand img{width:225px}.main-nav{gap:20px}.main-nav .optional{display:none}.main-nav a{font-size:12px}.terrier-hero .hero-grid{min-height:630px}.terrier-hero h1{font-size:58px}.hero-copy{width:60%}.hero-stamp{right:0;bottom:37px;padding-right:18px}.hero-stamp img{width:63px;height:63px}.hero-stamp strong{font-size:17px}.hero-stamp span{font-size:9px}.hero-kpis .kpi{padding:21px 17px}.kpi strong{font-size:27px}.kpi:last-child strong{font-size:24px}.reader-layout{grid-template-columns:215px minmax(0,1fr);gap:35px}.family-visual{padding:20px;gap:20px}.family-explainer h3{font-size:26px}.receipt{padding:20px}.receipt-result strong{font-size:28px}.ending-grid{gap:36px}.footer-inner{grid-template-columns:210px minmax(0,1fr) 160px;gap:26px}.footer-brand img{width:200px}}
@media(max-width:900px){:root{--head:84px}.site-header .main-nav a:not(.nav-button){display:none}.brand img{width:215px}.site-menu-button{display:block}.header-inner{gap:15px}.main-nav{margin-left:auto}.terrier-hero .hero-grid{min-height:620px;padding:25px 0 42px}.hero-copy{width:68%}.terrier-hero h1{font-size:52px}.terrier-hero .lead{font-size:16px;max-width:450px}.hero-photo{width:48%;opacity:.64}.hero-photo:after{background:linear-gradient(90deg,#1b4f83,#1b4f8360 55%,#1b4f8330)}.hero-stamp{right:0;bottom:29px}.hero-stamp strong{font-size:14px}.hero-stamp img{width:45px;height:45px}.hero-stamp span{font-size:8px}.knowledge-strip>.wrap{gap:20px}.knowledge-strip .wrap>div{gap:17px}.knowledge-strip .wrap>div strong{font-size:24px}.knowledge-strip .wrap>div>span{font-size:10px;gap:5px}.knowledge-strip p strong{font-size:13px}.knowledge-strip p span{font-size:11px}.hero-kpis .kpi-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.hero-kpis .kpi{padding:22px;border:1px solid #dfe8f1}.hero-kpis .kpi:last-child{border-color:#ffe2cf}.kpi strong{font-size:30px}.kpi:last-child strong{font-size:27px}.attention strong{font-size:20px}.mini-nav{grid-template-columns:repeat(2,minmax(0,1fr))}.reader-layout{display:block;padding-top:30px}.toc{padding:0;max-height:none;position:static}.toc-inner{padding:20px 20px 28px;border:1px solid var(--line);border-radius:0 0 15px 15px;margin-top:-19px;margin-bottom:28px;background:#f7faff}.mobile-toc{border:1px solid #cadbed;border-radius:11px;background:#edf4fd;padding:15px 19px;font-size:14px;margin-bottom:19px}.toc nav{grid-template-columns:1fr 1fr;gap:3px 16px}.toc nav a{font-size:12px;padding:11px 7px}.toc-actions{display:flex}.chapter h2{font-size:37px}.chapter:first-child{padding-top:15px}.ending h2{font-size:37px}.ending-photo{height:320px}.footer-inner{grid-template-columns:1fr 1fr}.footer-links{grid-column:1/-1;display:flex;gap:22px}.footer-brand img{width:215px}.footer p{font-size:11px}}
@media(max-width:600px){:root{--head:78px}.wrap{width:calc(100% - 36px)}body{font-size:16px}.brand img{width:190px}.header-inner{gap:12px;justify-content:space-between}.main-nav{display:none}.site-menu-button{font-size:11px;padding:8px 12px;white-space:nowrap}.terrier-hero{background:linear-gradient(125deg,#173d75,#245f91)}.terrier-hero .hero-grid{min-height:0;padding:22px 0 260px;display:block}.hero-copy{width:100%;max-width:none}.breadcrumbs{font-size:9px;gap:7px;margin-bottom:24px;max-width:100%}.terrier-hero .eyebrow{font-size:9px;gap:7px;margin-bottom:16px}.terrier-hero h1{font-size:clamp(37px,10vw,51px);line-height:1.03;letter-spacing:-.045em;margin-bottom:21px}.terrier-hero h1 em:after{height:5px;bottom:0}.terrier-hero .lead{font-size:16px;line-height:1.72;max-width:100%;margin-bottom:22px}.hero-actions{gap:9px}.terrier-hero .hero-actions .button{font-size:11px;padding:12px 13px;flex:none}.terrier-hero .hero-actions .button:first-child{flex:1}.hero-meta{font-size:9px;max-width:95%;line-height:1.75}.hero-meta span{margin:0 4px}.hero-photo{width:100%;height:270px;top:auto;bottom:0;opacity:1}.hero-photo img{object-position:50% 43%}.hero-photo:after{background:linear-gradient(180deg,#23598b 0%,#23598b75 21%,#23598b00 65%)}.hero-stamp{bottom:25px;right:4px;padding:10px 18px 10px 9px;transform:rotate(-3deg);gap:9px}.hero-stamp img{width:56px;height:56px}.hero-stamp strong{font-size:16px}.hero-stamp span{font-size:8px}.knowledge-strip>.wrap{display:block;padding:22px 0}.knowledge-strip p{display:none}.knowledge-strip .wrap>div{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.knowledge-strip .wrap>div>span{display:flex;flex-direction:column;align-items:flex-start;gap:5px;font-size:10px}.knowledge-strip .wrap>div strong{font-size:27px}.hero-kpis{padding:39px 0}.kpi-heading{margin-bottom:22px}.kpi-heading h2{font-size:30px;line-height:1.16}.kpi-heading>p:last-child{font-size:12px;line-height:1.75}.kpi-heading .eyebrow{font-size:9px}.hero-kpis .kpi-grid{gap:11px}.hero-kpis .kpi{padding:19px 14px;border-radius:12px}.kpi strong{font-size:25px;margin-bottom:12px;overflow-wrap:break-word}.kpi:last-child strong{font-size:23px}.kpi span{font-size:11px}.kpi small{font-size:9px;margin-top:10px}.attention{padding:25px 0}.attention-inner{display:block}.attention strong{font-size:21px;line-height:1.32;display:block;max-width:95%}.attention p{font-size:12px;line-height:1.75;margin:10px 0 15px}.attention a{font-size:12px}.quicktools{padding:40px 0}.quicktools h2{font-size:30px}.quicktools>p{font-size:13px}.quicktools>.eyebrow{font-size:9px}.mini-nav{grid-template-columns:1fr;gap:9px;margin-top:23px}.mini-nav a{padding:16px;font-size:12px;min-height:59px}.mini-nav a:last-child{grid-column:auto}.tool-arrow{font-size:20px}.reader-layout{padding-top:24px;border-top:1px solid var(--line)}.toc nav{grid-template-columns:1fr}.toc-title{font-size:16px}.toc nav a{font-size:12px}.chapter{margin-bottom:43px;padding-bottom:43px}.chapter-topline{gap:8px;flex-wrap:wrap}.chapter-no{font-size:9px}.status{font-size:8px;padding:4px 8px;line-height:1.6}.chapter h2{font-size:32px;line-height:1.16;letter-spacing:-.038em}.chapter .subtitle{font-size:17px;line-height:1.7}.chapter p,.chapter li{font-size:15px;line-height:1.87}.chapter h3{font-size:25px;line-height:1.24}.callout{padding:21px 20px}.callout>strong{font-size:20px}.callout p{font-size:13px}.table-scroll th,.table-scroll td{font-size:12px;padding:15px 14px}.family-visual{display:block;padding:23px 18px;margin:25px 0 30px}.family-explainer h3{font-size:29px}.family-explainer p{font-size:14px}.family-explainer{margin-bottom:24px}.receipt{padding:22px;margin:0}.receipt h2{font-size:28px}.receipt-row{font-size:12px}.receipt-result strong{font-size:33px}.receipt-head p{font-size:9px!important}.receipt-year{font-size:12px!important}.receipt-foot{font-size:11px!important}.receipt-foot a{font-size:11px}.tool{padding:23px 17px;margin:30px 0;border-radius:13px}.tool h3{font-size:27px}.tool .tool-intro{font-size:13px}.field label{font-size:12px}.field input,.field select{font-size:14px;padding:10px;min-height:50px}.field small{font-size:10px}.tool .result-grid strong{font-size:28px}.tool .result-grid span{font-size:10px}.tool-result{padding:20px 17px}.tool .result-note{font-size:11px;line-height:1.8}.tool .result-grid>div:last-child:nth-child(3){border-top:1px solid #d2e0ee;padding-top:16px}.tool .tool-actions .button{font-size:11px;padding:12px 17px}.finance-facts strong{font-size:22px}.finance-facts span{font-size:10px}.cases article{padding:22px}.cases p{font-size:13px}.cases h3{font-size:25px}.chapter summary{font-size:15px;padding:18px 23px 18px 0}.sources-list li p{font-size:11px;line-height:1.8}.sources-list a{font-size:13px}.ending{padding:38px 0}.ending-grid{display:block}.ending-photo{height:240px;border-radius:16px;margin-bottom:27px}.ending h2{font-size:37px}.ending p{font-size:14px}.ending .hero-actions{align-items:flex-start;flex-direction:column;gap:18px}.ending .ending-note{font-size:10px;line-height:1.8}.footer{padding:35px 0 92px}.footer-inner{display:block}.footer-brand{margin-bottom:22px}.footer-brand img{width:220px}.footer-description{margin-bottom:20px!important}.footer-links{display:flex;flex-wrap:wrap;gap:12px 18px}.footer-bottom{flex-direction:column;gap:12px;font-size:9px;line-height:1.65;margin-top:25px}.mobile-reading-bar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:38;background:#fffefbf5;backdrop-filter:blur(8px);border-top:1px solid #dbe4ef;box-shadow:0 -3px 18px #17375e0b;padding:10px 13px calc(10px + env(safe-area-inset-bottom));justify-content:space-around;gap:10px}.mobile-reading-bar a{font-size:11px;color:var(--ink);text-decoration:none;padding:7px 10px;border-radius:99px}.mobile-reading-bar a:last-child{background:#eaf2fc;font-weight:700}.toc-actions{flex-wrap:wrap}.footer .footer-description{font-size:11px}.knowledge-strip .wrap>div>span{white-space:normal}}
@media(max-width:360px){.brand img{width:173px}.site-menu-button{padding:8px 10px}.terrier-hero .hero-actions{flex-direction:column;align-items:stretch}.terrier-hero .hero-actions .button{text-align:center;font-size:12px}.terrier-hero h1{font-size:36px}.hero-kpis .kpi{padding:16px 12px}.kpi strong{font-size:23px}.kpi:last-child strong{font-size:22px}.chapter h2{font-size:30px}.receipt{padding:18px}.receipt-result strong{font-size:30px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
@media print{:root{--head:0px}html{scroll-padding-top:0}.site-header{background:#193e75!important;height:75px;position:static;print-color-adjust:exact}.brand img{width:220px}.main-nav,.site-menu-button,.mobile-main-nav,.hero-photo,.hero-stamp,.knowledge-strip,.mobile-reading-bar,.breadcrumbs,.hero-meta{display:none!important}.terrier-hero{background:#fff!important;color:#222;padding:20px 0}.terrier-hero .hero-grid{min-height:0;padding:0;display:block}.hero-copy{width:100%;max-width:none}.terrier-hero h1{color:#174777;font-size:28pt}.terrier-hero h1 em{color:#174777}.terrier-hero h1 em:after{display:none}.hero-year{color:#174777}.terrier-hero .lead{color:#333;font-size:12pt}.terrier-hero .eyebrow{color:#444}.hero-kpis{padding:20px 0}.kpi-heading h2{font-size:19pt}.hero-kpis .kpi-grid{grid-template-columns:repeat(4,1fr);gap:10px}.hero-kpis .kpi{padding:12px;background:white}.kpi strong,.kpi:last-child strong{font-size:16pt}.kpi span{font-size:8pt}.kpi small{font-size:7pt}.reader-layout{display:block;padding-top:20px}.chapter{padding-bottom:18px;margin-bottom:24px}.chapter h2{font-size:24pt}.chapter h3{font-size:16pt}.chapter p,.chapter li{font-size:10pt;line-height:1.55}.chapter .subtitle{font-size:12pt}.family-visual{display:block;background:#fff;padding:12px;border:1px solid #ddd}.family-explainer p{font-size:9pt}.family-visual .receipt{display:block;max-width:440px;margin:15px 0 0;box-shadow:none;break-inside:avoid}.receipt-result{background:#f0f3f9;color:#174777}.receipt-result strong{color:#174777}.tool{padding:17px;box-shadow:none}.tool h3{font-size:18pt}.tool .result-grid strong{font-size:17pt}.tool .result-grid span,.tool .result-note{font-size:8pt}.footer{background:white;color:#333;padding:20px 0;font-size:9pt}.footer-brand{display:none}.footer-inner{display:block}.footer p{color:#333;font-size:9pt}.footer-bottom{color:#333;font-size:8pt}.ending{display:none!important}.sources-list a{font-size:9pt}.sources-list li p{font-size:8pt}.table-scroll th{background:#edf3fa;color:#173d65;font-size:8pt}.table-scroll td{font-size:8pt}.callout{padding:15px}.callout p{font-size:9pt}.callout>strong{font-size:13pt}.receipt-head h2{font-size:17pt}.family-explainer h3{font-size:16pt}}
/* Slightly deeper orange on text-bearing buttons for legibility. */
:root{--action:#c7462b}
.button,.tool button.button,.main-nav .nav-button{background:var(--action);border-color:var(--action)}
.button.ghost{background:white;border-color:#c9d8e8;color:var(--ink)}
.button.light,.button.small.light{background:white;border-color:var(--line);color:var(--ink)}
.terrier-hero .button.ghost{background:#ffffff0d;border-color:#ffffff65;color:white}
/* Der obere Abstand ist bereits am Scroll-Container (html) definiert. */
.chapter{scroll-margin-top:0}

/* Sämtliche Texte in dunkelblauen Tabellenzellen bleiben lesbar. */
.table-scroll thead th,
.table-scroll tbody th,
.table-scroll th *{color:#fff}

@media print{
  .table-scroll thead th,
  .table-scroll tbody th,
  .table-scroll th *{color:#173d65}
}